Monthly Archives: July 2021

What You Need to Know About Paying for Auto Body Work

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Auto body work is not cheap. There is really no getting around paying a large sum of money to have any type of collision repair done after a car wreck or accident, especially for newer model vehicles or vehicles with parts that are no longer manufactured. So, to protect yourself from making a potentially risky financial decision, be sure you know a thing or two about paying for automotive collision repair. Continue below to get started with some auto body work advice.

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Understand Your Car Insurance Policy Deductible in Full

One of the best things you can do to prepare for paying for auto body work is to understand your car insurance policy front to back. Make sure you know what your deductible is, which is usually around $500 or so. It is very common to increase your deductible for car insurance to $1000 in order to get better rates, so remind yourself of this before speaking with your insurance carrier after a car accident. Furthermore, if the car accident was your fault, be prepared to pay the entire deductible. If the car accident was someone else’s fault, be prepared to pay out-of-pocket for any repairs that you need in the meantime, because it can be a long time before you are compensated by the at-fault driver’s insurance company.

Choose Your Auto Body Shop if Your Insurance Carrier Lets You

In many cases, insurance companies will provide a list of approved auto repair shops in your area, but not require you to choose from one. Some insurance companies make it a requirement for you to choose from their list of auto repair shops, but if yours doesn’t, that is a good thing. You see, it is common for auto repair shops to cut corners on insurance claim work because the negotiated rates they have with the insurance company are not good. So, it is better for you to look around and select your own preference of auto body repair shop.

Look Around at More Than a Few Auto Body Repair Shops in Your Area

Although it may seem excessive to request several estimates from multiple auto body repair shops in your city, when it comes to auto body work, it is quite necessary. Auto body work is not cheap, and even with insurance you will be paying a hefty fee. In order to get the best price possible from the highest quality body shop, you must go around town and request several estimates. Be sure to take notes as you go along so that you can remember what each auto body shop quoted you and the amenities they offer.

Sell Your Wrecked Car to a Local Indianapolis Junk Car Buyer if it is Totaled

A totaled vehicle doesn’t do you any good, especially if you don’t have any insurance coverage. If this happens to you, sell your totaled car to a local junk car buyer in Indianapolis, Indiana for cash on the spot. You can put this easily earned cash toward a new down payment for a new vehicle and be back on the road in no time. Just be sure to choose the most qualified and reputable Indianapolis Indiana Cash For Cars Company around.

Would you like to make fast cash for junk cars in Indianapolis Indiana right now? Contact Benjamin’s Junk Cars at 317-218-7133 to learn how to make instant cash for junk cars in Indianapolis, Indiana! We will pick up your junk car and haul it away for free!

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Central Indiana Junk Car Buyers
Central Indiana Junk Car Buyers 317-218-7133

Is it Expensive to Replace a Catalytic Converter?

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A catalytic converter is necessary for any fuel-powered vehicle. If the catalytic converter goes bad, you must get it replaced. But because this vital automotive part is so expensive, it is common for the cost of replacing a catalytic converter to exceed the current market value of the vehicle in whole. In such a case, a car would be deemed a total loss by the presiding insurance carrier. If this happens to you, it would be more beneficial for you to sell your car or file an insurance claim for a totaled vehicle rather than paying to replace the catalytic converter.

Continue reading the learn more about catalytic converters, including their average cost and what to do if your car is a total loss after yours breaks down.

Indianapolis Cash for Totaled Cars
Indianapolis Cash for Totaled Cars 317-218-7133

The Importance of Catalytic Converters

Your car’s catalytic converter is so important because it filters the dangerous emissions produced by burning fuel. More than just a tailpipe, the catalytic converter is designed with an internal, honeycomb-like structure that inventively eliminates harmful emissions, thus protecting our surrounding environment from pollution. It also prevents your car’s muffler from billowing large clouds of smoke on the road, which can be very dangerous to other drivers.

Cost to Replace a Catalytic Converter

To get straight to the point, catalytic converters are not cheap. Because they are such an essential automotive component designed to perform a critical to perform such critical tasks, they must be manufactured from high quality, precious metals like platinum and titanium.  For this reason, they can only be so cheap.

On average, you can expect a catalytic converter to cost anywhere between $800 and $2,200 if purchased brand-new. This however does not include the cost of labor and any necessary parts required to perform the catalytic converter replacement job. When all said and done, the total cost to replace the catalytic converter can be as high as $3000. If you are purchasing a used catalytic converter, you can expect to save anywhere from 10 to 20%. However, you will still need to pay an auto repair shop to perform the work for you.

When Catalytic Converter Cost Exceeds Car Value

Sometimes, catalytic converters are so expensive they exceed the current market value for the actual vehicle. For this reason, it doesn’t make sense to replace the catalytic converter. Instead, it is recommended to turn your car over to your insurance carrier, or seller to a local Indianapolis cash for cars company. When you sell your totaled car to a local junkyard buyer, you get paid instant cash on the spot, which can be put toward a new vehicle purchase!

Are you ready to sell your totaled vehicle for cash on the spot? Contact Benjamin’s Junk Cars at 317-218-7133 to sell your junk car in Indianapolis for cash on the spot! We serve all of Central Indiana.

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Central Indiana Junk Car Buyers
Central Indiana Junk Car Buyers 317-218-7133