Auto body work is not cheap. There is really no getting around paying a large sum of money to have any type of collision repair done after a car wreck or accident, especially for newer model vehicles or vehicles with parts that are no longer manufactured. So, to protect yourself from making a potentially risky financial decision, be sure you know a thing or two about paying for automotive collision repair. Continue below to get started with some auto body work advice.
Understand Your Car Insurance Policy Deductible in Full
One of the best things you can do to prepare for paying for auto body work is to understand your car insurance policy front to back. Make sure you know what your deductible is, which is usually around $500 or so. It is very common to increase your deductible for car insurance to $1000 in order to get better rates, so remind yourself of this before speaking with your insurance carrier after a car accident. Furthermore, if the car accident was your fault, be prepared to pay the entire deductible. If the car accident was someone else’s fault, be prepared to pay out-of-pocket for any repairs that you need in the meantime, because it can be a long time before you are compensated by the at-fault driver’s insurance company.
Choose Your Auto Body Shop if Your Insurance Carrier Lets You
In many cases, insurance companies will provide a list of approved auto repair shops in your area, but not require you to choose from one. Some insurance companies make it a requirement for you to choose from their list of auto repair shops, but if yours doesn’t, that is a good thing. You see, it is common for auto repair shops to cut corners on insurance claim work because the negotiated rates they have with the insurance company are not good. So, it is better for you to look around and select your own preference of auto body repair shop.
Look Around at More Than a Few Auto Body Repair Shops in Your Area
Although it may seem excessive to request several estimates from multiple auto body repair shops in your city, when it comes to auto body work, it is quite necessary. Auto body work is not cheap, and even with insurance you will be paying a hefty fee. In order to get the best price possible from the highest quality body shop, you must go around town and request several estimates. Be sure to take notes as you go along so that you can remember what each auto body shop quoted you and the amenities they offer.
Sell Your Wrecked Car to a Local Indianapolis Junk Car Buyer if it is Totaled
A totaled vehicle doesn’t do you any good, especially if you don’t have any insurance coverage. If this happens to you, sell your totaled car to a local junk car buyer in Indianapolis, Indiana for cash on the spot. You can put this easily earned cash toward a new down payment for a new vehicle and be back on the road in no time. Just be sure to choose the most qualified and reputable Indianapolis Indiana Cash For Cars Company around.
Would you like to make fast cash for junk cars in Indianapolis Indiana right now? Contact Benjamin’s Junk Cars at 317-218-7133 to learn how to make instant cash for junk cars in Indianapolis, Indiana! We will pick up your junk car and haul it away for free!
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